Florida Car Insurance Laws

This Permit Practice addresses Insurance and The Florida No Fault Law. To prepare for this practice test you should have reviewed Insurance Laws Videos and Tutorials.

Below are questions about Florida car insurance in the form of multiple choice just like on the Florida Permit Test. As you answer each question you will learn the correct answer so you can learn by taking the test.

1. Florida No-Fault Insurance Law requires you to have a minimum of $10,000 coverage for Personal Injury Protection (PIP) and how much for Property Damage Liability (PDL)?

You should:

$5,000 for Property Damage Liability (PDL)
$7,500 for Property Damage Liability (PDL)
$10,000 for Property Damage Liability (PDL)

2. What does Personal Injury Protection (PIP) cover during an accident?

PIP covers your injuries if you’re in a crash, no matter who caused it.
PIP covers the other person’s injuries if you caused an accident.
PIP covers your passengers’ injuries, but not yours.

3. Before registering a vehicle in Florida you must show proof of which type of car insurance?

Florida Property Damage Liability (PDL)
Florida Personal Injury Protection (PIP)
Florida Personal Injury Protection (PIP) and Property Damage Liability (PDL)

4. If you get pulled over and do not have car insurance what happens?

You are only issued a citation.
You may have to go to traffic school.
Your driver’s license and license plate are suspended.

5. When is a Florida driver required to get additional car insurance called the Florida Financial Responsibility Law?

DUI conviction.
Too many points on license.
All of the above

Florida Car Insurance - DMV Practice Test and Answers